In today’s complex and volatile financial markets, making smart investment decisions can be overwhelming and complicated. Understanding the fundamentals of investing can help you make sense of the risks and opportunities associated with investing so you can make more informed—and more confident—decisions about your portfolio.

Join us for an informative seminar, where we will explore: • The major asset classes • The basic tenets of investing • The importance of asset allocation and diversification • How to bring it all together in a portfolio that helps you achieve your financial goals.

Finance For You is a free program produced by the Walnut Creek Library Foundation. RSVP online at www.wclibrary.org, or by phone at 925.935.5395.

Presenter Nick Enzweiler is a Financial Advisor at Morgan Stanley Wealth Management in Walnut Creek. As a Financial Advisor, Nick’s primary focus is to help his clients make successful financial-related decisions to achieve their most cherished life goals. Nick graduated from Cal Poly—San Luis Obispo with a bachelor’s degree in Communication Studies. He obtained his master’s degree in Financial Analysis & Investment Management from Saint Mary’s College in Moraga. Additionally, Nick is a member of the Global Association of Risk Professionals and a member of the CFA® Society in San Francisco.